BMO Global Asset Management is the brand name for various affiliated entities of BMO Financial Group, that provide
trust, custody, securities lending, investment management, and retirement plan services. Certain of the products
and services offered under the brand name BMO Global Asset Management are designed specifically for various categories
of investors in a number of different countries and regions. Those products and services are only offered to such
investors in those countries and regions in accordance with applicable laws and regulations. BMO Financial Group
is a service mark of Bank of Montreal (BMO).
Investment products are: NOT FDIC INSURED - NO BANK GUARANTEE - MAY LOSE VALUE